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Home loan application · v4.3

Let’s build your application.

Complete this secure form so your broker understands your goals, the people and entities involved, your income, assets and liabilities. It saves automatically into your secure case file.

Section 01

Application details

Your main contact details and a simple summary of what you’d like to do. Individual loan splits are captured later.

Broker / referrer details

Optional — complete this when the application comes through a broker, referrer or partner.

Overall application purpose

Section 02

Applicant details

Choose your applicant type first. Names you add here become selectable choices in every later section.

Choose your applicant type

Simple mode selected: add all personal applicants below. You can still add more loan facilities if you have more than one split.

Individual applicant(s)

Add each person applying personally.

Full nameDOBResidencyMarital statusEmailPhoneRole
Section 03

Loan requirements

Add a facility for each separate loan or split — for example one home loan and one investment loan.

Section 04

Assets & security

Enter each asset once, then link it to the relevant facility if it’s used as security.

Asset typeOwnerAddress / descriptionValue (AUD)Existing debtSecurity?Linked facilityPriority
Section 05

Liabilities / debts

Link each debt to the relevant party and facility. If a loan is being paid out, enter the payout BSB and account so discharge details are captured upfront.

Liability typeLenderBorrower partyLinked facilityLimitBalanceRepaymentPaid out?Payout BSBPayout acct
Section 06

Income

Income is linked to the party receiving it — PAYG, self-employed, rental, trust distributions and other recurring income.

Income partyIncome typeSourceGross (AUD)Net (AUD)FrequencyVerification
Section 07

Living expenses / commitments

First add each expense owner (a person or household). Then add expense rows and select who each belongs to — this handles multiple families or households cleanly.

7A · Expense owners / households

Owner / householdBasisAdultsDependantsDefault frequency

7B · Expense details

Owner / householdCategoryAmount (AUD)FrequencyType
Section 08

Document checklist

Identify documents that may be relevant. After you submit, we’ll send a secure upload link.

Document typeRelated partyRelated facilityStatusNotes
Section 09

Declarations

Section 10

What happens next

Once your form is received we create a secure case folder, save a PDF copy of this application, and send a secure upload link to the primary contact and broker only.

  1. Complete and submit this application form.
  2. We create a secure folder for your application.
  3. A PDF copy of this form is saved into your case folder.
  4. We email the primary contact and broker a secure upload link for ID, income, bank and loan statements.
  5. We review your situation and discuss suitable lender options with you.

Automated emails will come from your applications mailbox once the live process is connected.

Privacy consent

Collection, use and disclosure of your information

Upswing collects the personal, financial and credit-related information in this application so we can assess your enquiry, prepare your application, communicate with you, and submit or discuss it with relevant lenders, aggregators, service providers, credit reporting bodies, valuers, insurers, solicitors and accountants involved in arranging or assessing finance.
  • Information may include identity, contact, income, expenses, assets, liabilities, employment, entity, property and security details, and supporting documents.
  • We use it to verify details, assess options, meet legal and compliance obligations, manage your file and contact you about this application.
  • We may disclose relevant information to lenders and service providers so they can assess and process the application.
  • You can ask to access or correct your information, or ask how it’s handled, by contacting Upswing.
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